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Many extended warranties dont cover everyday wear and tear policies, only breakdown problems. You need to calculate the cost that the dealer paid for the car and then make a reasonable offer to him if you want to get somewhere. See, they will tell you that you can afford to buy the car at MSRP hoping that you will not then wonder what the actual worth of that car is. LendingTree.

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Of course, this leaves the table open for them to get the extra money they want by offering to sell you a car at a higher interest rate. I still refer to it as a scam because it is just another way for you to end up paying more money for the car. The Forced Warranty Scam This is when the finance manager tells you that you are not eligible for the loan by the bank unless you pay an extra 00 for a 2-3 year extended warranty. To be certain that you get the drift I will set an example for you. com for an online warranty because being online gives you all the time to asses your warranty properly. Avoid this by threatening to leave if they dont stop it.