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Some dealerships will not let you. Usually, that is a downright lie. They get you on the extras and the warranties at that point. To avoid this scam, dont buy a car without a warranty or one that says as is on it. It seems pretty straight forward but you would be surprised at how many people get taken on these.


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You just need to remember that dealer cost is not the same as the factory invoice. You will need to decide what kind of buyer you are in order to get a negotiating stance. After a week or two passes you get the call from him that you didnt qualify for the interest rates that they gave you upon making the deal. If you offer a few dollars over the factory invoice (which is the actual worth of the car) then you can open your bid and let them know how much profit they can make off of your offer. Dont offer any money for a car unless you already know the dealer cost because you are setting yourself up to get ripped off.

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The Buyers Folder

Whenever you are considering getting a new car, you should be sure to bring all of the information that will help you to get the best deal you can.

This will all be included in your folder. Here is a list of all of the information that you will want to include in your folder.
A copy of your credit report from www.Truecredit.com

New car purchase prices for the cars that you are considering from www.autousa.com

Accurate pricing data, rebates, tips and incentive from www.FightingChance.com

Credit pre-approval in writing from www.e-loan.com

Insurance quote that cover the coverage that you want on your loan

Used car blue book that has used car information and market values

Extended warranty quotes from www.warrantydirect.com

Current loan rates that are in your local paper

Bringing all this information with you will literally cut the legs out from under the dealer. It shows that you are one step above the various scams that you will encounter.