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This often gives the dealer leverage over you. If you do insist on getting an extended warranty, get one that covers both instances. You can avoid this scam by simply asking the dealership to add an extra 0 credit to the deal to make sure you do not have to pay the money. It doesnt matter if its your third new car or your first, it is inevitable. In the end you will get what you want on your own terms. By now, you should know all of the things that you need to know in order to buy your new car with the least amount of burden, and you have learned to avoid the common scams pulled by dealerships.


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The dealer can then charge you 00 more in finance fees and up your monthly payments by . Avoid it by forcing the guy to slow down, and calculate right along with him to make sure that you are getting a fair deal and that you both come up with the same numbers. If the dealership that you go to doesnt haggle, dont sweat it, some other dealership will. The Credit Score Scam This scam is ridiculous at best. You should know the manufacturers cost and the dealers cost.

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The Buyers Folder

Whenever you are considering getting a new car, you should be sure to bring all of the information that will help you to get the best deal you can.

This will all be included in your folder. Here is a list of all of the information that you will want to include in your folder.
A copy of your credit report from www.Truecredit.com

New car purchase prices for the cars that you are considering from www.autousa.com

Accurate pricing data, rebates, tips and incentive from www.FightingChance.com

Credit pre-approval in writing from www.e-loan.com

Insurance quote that cover the coverage that you want on your loan

Used car blue book that has used car information and market values

Extended warranty quotes from www.warrantydirect.com

Current loan rates that are in your local paper

Bringing all this information with you will literally cut the legs out from under the dealer. It shows that you are one step above the various scams that you will encounter.