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Deposit scam: This is when the finance manager insists on a deposit before you have signed the purchase contract. Holdback is money paid to the dealer for about 2-3% of MSRP. All the lender cares about is that you can make your payments on time regularly.
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That couldnt be further from the truth. com, and bring it with you. Its no bargain for you. All the lender cares about is that you can make your payments on time regularly. You need to calculate the cost that the dealer paid for the car and then make a reasonable offer to him if you want to get somewhere. I can guarantee that this will not be the case.
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What You Should Never Do
There are many things that you dont want to see a dealership do to you as a buyer, but there are some things that you should not do as well, if you dont want to alienate the dealer.
Here is a list of donts that you should abide by if you are really looking to get a good deal.
Dont try to pull one over on the dealer by lying about the condition of your trade in vehicle. It is just a lie that you cant get away with, and could cause many cost increases later.
Dont bother looking for a car if you have had a recent bankruptcy because you will not get approved anyway.
Dont give the dealership a deposit and then try to take it back for no reason because you should have researched the car before making the purchase. You can also lose money on the return.
Dont bother lying about your debt load and credit rating because they will check it anyway.
Dont offer any money for a car unless you already know the dealer cost because you are setting yourself up to get ripped off.
There are many things that you dont want to see a dealership do to you as a buyer, but there are some things that you should not do as well, if you dont want to alienate the dealer.
Here is a list of donts that you should abide by if you are really looking to get a good deal.
Dont try to pull one over on the dealer by lying about the condition of your trade in vehicle. It is just a lie that you cant get away with, and could cause many cost increases later.
Dont bother looking for a car if you have had a recent bankruptcy because you will not get approved anyway.
Dont give the dealership a deposit and then try to take it back for no reason because you should have researched the car before making the purchase. You can also lose money on the return.
Dont bother lying about your debt load and credit rating because they will check it anyway.
Dont offer any money for a car unless you already know the dealer cost because you are setting yourself up to get ripped off.