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How to Avoid Car Refinance Scams Purchasing a new car from the dealership leaves you open to dealership scams, but what about when you need to refinance your car loan? com if you are hoping to find new car prices, dealer incentives, and the best rebate offers. 9. You should never wait until an old car is dead before searching for a new one because you should give yourself time to shop around for one and get the best deal possible. Dont purchase an extended warranty directly from the dealer. In the end you will get what you want on your own terms.


sales tax on used car purchase
State laws require that you must fill out a credit application before I can sell you this car. You will also want to get a warranty that is effective immediately. and these are fees that you cant avoid paying so sure to account for these at the beginning. What really happens is that the dealership does help you get out of your current contract; however, they normally are forgetting to tell you how high your fees are going to be for breaking the lease agreement with your old dealership.

Used Cars Info
Sales Tax On Used Car Purchase Resource
Most Common Extras at Closing

Description Your price Dealers costs
Rust proofing 0
Extended warranty 00 0
Scotch guard 0
Car alarm 0 0
Paint sealant 0
Credit/insurance costs 0
Detailing and pin striping 9
Total of extras 99 5
Extra monthly payment total Negotiating Tips

Being a good negotiator doesnt have to be difficult. Sooner or later everyone has to negotiate with someone if they want to get a good deal on a purchase.

When you are trying to negotiate with a car dealer, you should know that they are very practiced in the art already. You will need to know how to get through their car speak in order to be successful.

Since you now know how to calculate your offer and already know what the dealer paid for it, you should get a copy of the paperwork from a friend that recently bought a car, so that you can become familiar with what you will see on your paperwork. They are all generally the same.

If youve followed the above mentioned tips, you will also be pre-approved for a loan. The key is for you to get in and out of the dealership as quickly as possible because the salesman will definitely find more loopholes to up your charges if you stay.
Here are a few tips to successful negotiating.
Remain positive and confident
Dont talk down to your opponent
Show up prepared and ready to counter anything that may come up
Bring ads from other dealerships with you as an extra weapon
Finance your loan before you arrive at the dealership so as to avoid paying unnecessary extra fees
Bring a friend with you for extra support

Something that you should look out for from salesmen is the extra little tricks that you will likely encounter that will try to force or rush into a buying decision.

You have to remember that they are trying to negotiate you into paying more money just as you are trying to negotiate paying less. Here are some of the things that you can expect to hear from them.

1. These cars are flying off of the lot. It may not be available for the same deal tomorrow. (Threaten to leave and they will ease up and try to change their strategy)

2. This deal is only good for today. If you come back tomorrow I cant guarantee that the deal will be the same.

3. Im an honest man. Look at how many cars Ive sold this weekend (This is where he will show you his list of sold cars. If he does this, then tell him that he doesnt need your money).

4. I hate to tell you this but I have another offer on the table from a man that is willing to pay more money than this.
I am just waiting for his paperwork to be returned.

(Tell him that if he promised the car to someone else, you dont want to step on someone elses toes and that you should leave then).

5. To cover the overhead costs, we have paid ,000 for this car (Just check your paperwork in your folder and prove them wrong).


As you can see, these extras will get you in the end. If you can, you should avoid them all together. They are worth far more to the dealer than they are to you.

By now, you should know all of the things that you need to know in order to buy your new car with the least amount of burden, and you have learned to avoid the common scams pulled by dealerships. This is the only guide that you will ever need when you get ready to buy a car.

Youve learned:
The various tricks
Advertising tricks and misleading marketing
How to get the best price
How to negotiate your opening offer
How to negotiate
How to calculate your opening offer
What the difference is between the factory invoice and MSRP sticker

If you have read this all the way through, then you need not worry. All of the advice listed here will save you a great deal of time and money.

You are now fully prepared to get your new car.

So what are you waiting for? Go shopping!