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Some extended warranties dont cover the larger problems, but just the smaller ones. If youve followed the above mentioned tips, you will also be pre-approved for a loan. No payments until scam: This is when a dealership advertises that you dont have to pay for 6 months.
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What you dont realize is that the fine print says that the prices include rebates. Most of the time, it works. Another common scam by dealership salesmen is for them to tell you that they have found you a lower rate, but that they want you to re-sign your loan papers. For example, the extended warranty is usually effective only up to a certain amount of mileage or term period; whichever happens first. Salesmen are there to try and hustle a good price for the company, while you are trying to hustle a good price for yourself.
Whenever you are considering getting a new car, you should be sure to bring all of the information that will help you to get the best deal you can.
This will all be included in your folder. Here is a list of all of the information that you will want to include in your folder.
A copy of your credit report from www.Truecredit.com
New car purchase prices for the cars that you are considering from www.autousa.com
Accurate pricing data, rebates, tips and incentive from www.FightingChance.com
Credit pre-approval in writing from www.e-loan.com
Insurance quote that cover the coverage that you want on your loan
Used car blue book that has used car information and market values
Extended warranty quotes from www.warrantydirect.com
Current loan rates that are in your local paper
Bringing all this information with you will literally cut the legs out from under the dealer. It shows that you are one step above the various scams that you will encounter.