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It seems pretty straight forward but you would be surprised at how many people get taken on these. You shouldnt even consider buying an extended warranty if you are only leasing the car for a small time period like 36 months. The Used Car Sold As Is Scam This is when a dealership will sell you a car that has been in a car wreck, but they will tell you that the car has been completely refurbished.
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You are hoping to buy a Toyota Camry. Tell them that you are looking to haggle over the cost of the car, not the monthly payments. com Accurate pricing data, rebates, tips and incentive from www. You shouldnt even consider buying an extended warranty if you are only leasing the car for a small time period like 36 months. Bringing in lower quotes from another company might be your best bet in getting a good deal.
Purchasing a new car from the dealership leaves you open to dealership scams, but what about when you need to refinance your car loan?
Many of the scams are the same as you will encounter when buying a car.
Here are the best tips for avoiding any of the refinance scams that dealerships force you through.
Get your own credit score and bring it with you to the dealership
Dont pay a cash deposit for your financing loan because if the deal goes bad, you cant get your deposit back
Dont apply for a car loan until you have been employed for at least 6 months if you are a recent college graduate
Apply for your loan online so you can avoid getting ripped off
Learn to fix your credit before you apply for a loan. Get your credit score to at least 680 first.
Pay off your credit card debts before you look for a new car
If you have recently moved wait 6 months before applying for a loan. You addresses are always verified. If you move a lot, they will not trust that they can keep track of your whereabouts should you make late payments etc.
Having been approved for a loan in the past helps
Dont get a co-signer for your loan because often times you will find that the deal is solely in the other persons name