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They may offer a 00 cash back deal on your trade-in while the other fees and interest rates will be higher than you may want. You are now fully prepared to get your new car. If you do insist on getting an extended warranty, get one that covers both instances. Knowing this information can let you make them the same offer. Dont bother looking for a car if you have had a recent bankruptcy because you will not get approved anyway. com http://www.
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Introduction Sooner or later everybody has to buy a new car. com Bringing all this information with you will literally cut the legs out from under the dealer. This can be very irritating how they try to weasel even more money out of you in the end on stuff that you really dont need at all.
Purchasing a new car from the dealership leaves you open to dealership scams, but what about when you need to refinance your car loan?
Many of the scams are the same as you will encounter when buying a car.
Here are the best tips for avoiding any of the refinance scams that dealerships force you through.
Get your own credit score and bring it with you to the dealership
Dont pay a cash deposit for your financing loan because if the deal goes bad, you cant get your deposit back
Dont apply for a car loan until you have been employed for at least 6 months if you are a recent college graduate
Apply for your loan online so you can avoid getting ripped off
Learn to fix your credit before you apply for a loan. Get your credit score to at least 680 first.
Pay off your credit card debts before you look for a new car
If you have recently moved wait 6 months before applying for a loan. You addresses are always verified. If you move a lot, they will not trust that they can keep track of your whereabouts should you make late payments etc.
Having been approved for a loan in the past helps
Dont get a co-signer for your loan because often times you will find that the deal is solely in the other persons name