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In this day and age a car is no longer a luxury, but a necessity. This scam is generally pulled on people with bad credit because it is more plausible. Avoid this by threatening to leave if they dont stop it.


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Pay off your credit card debts before you look for a new car If you have recently moved wait 6 months before applying for a loan. You can get an etch-it-yourself kit from http://www. Your car dealer should not know more about you than you do. I still refer to it as a scam because it is just another way for you to end up paying more money for the car. The Used Car Sold As Is Scam This is when a dealership will sell you a car that has been in a car wreck, but they will tell you that the car has been completely refurbished.

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The Buyers Folder

Whenever you are considering getting a new car, you should be sure to bring all of the information that will help you to get the best deal you can.

This will all be included in your folder. Here is a list of all of the information that you will want to include in your folder.
A copy of your credit report from www.Truecredit.com

New car purchase prices for the cars that you are considering from www.autousa.com

Accurate pricing data, rebates, tips and incentive from www.FightingChance.com

Credit pre-approval in writing from www.e-loan.com

Insurance quote that cover the coverage that you want on your loan

Used car blue book that has used car information and market values

Extended warranty quotes from www.warrantydirect.com

Current loan rates that are in your local paper

Bringing all this information with you will literally cut the legs out from under the dealer. It shows that you are one step above the various scams that you will encounter.